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Navien vs Rinnai Tankless

A buffer tank against a stated 15-year warranty. Both good; they suit different houses.

By Brijon M., Owner and writer, MadGrey LLC·Last updated October 6, 2026·How we pick →

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Copper pipework running along a light wall

Navien wins on short repeated draws: the NPE-A2's ComfortFlow buffer tank and built-in pump address the cold-water sandwich directly. Rinnai wins on warranty and efficiency: a stated 15 years on the heat exchanger and 0.98 UEF on the SENSEI RX199iN, plus ThermaCirc360 recirculation that needs no return line.

Both brands make genuinely good tankless water heaters at the 199,000 BTU class, both are condensing, and both offer recirculation without a dedicated return line. The differences are narrower than brand loyalty suggests, and they come down to two specific features.

Side by side on published figures

The flagship units
Navien NPE-240A2Rinnai RSC199iNRinnai RX199iN
Gas input13,300 to 199,900 BTU/h199,000 BTU/h199,000 BTU/h
Maximum flow11.2 GPM11 GPM11.1 GPM
UEF0.950.950.98
Heat exchangerDual stainlessCondensingCondensing
RecirculationComfortFlow buffer tank + pump; NaviCirc for no return lineThermaCirc360, with or without a return lineNot integrated on this model
InstallIndoorIndoor onlyIndoor or outdoor
FuelNatural gas or propaneNatural gasNatural gas or propane
Heat exchanger warrantyNot stated in the quick-facts document15 years, 5-year parts, 1-year labor15 years per retailer listings
Venting2-inch PVCPer model documentationPer model documentation
Gas connection1/2 inchPer model documentationPer model documentation

Quick picks

Tap any row to read the full assessment below, or go straight to Amazon from the right-hand column. We earn a commission on qualifying purchases at no extra cost to you.

Ranked picks with what each one is best for, our score and a link to check the current price on Amazon.
#ProductBest forPrice
1
A washer and dryer in a plain utility space with pipework above
Navien NPE-240A2The high-flow pick: 11.2 GPM and a built-in buffer tank plus recirculation pump, which is what stops the cold-water sandwich on short, repeated draws.
Big draws and long pipe runs
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2
Copper pipework running along a light wall
Rinnai SE+ RSC199iNThe pick when you want hot water fast at a far bathroom and have no dedicated return line: ThermaCirc360 recirculates through the cold line instead, and the 15-year heat exchanger warranty is the longest here.
Recirculation without a return line
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3
A two-story suburban house photographed in daylight
Rinnai SENSEI RX199iNThe efficiency pick, and the one to buy if the unit has to hang outside: 0.98 UEF, 11.1 GPM at full fire, and it runs on either natural gas or propane indoors or out.
Highest published efficiency
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The three units in full

Copper pipework running along a light wall

Pick 2 — Recirculation without a return line

Rinnai SE+ RSC199iN

The pick when you want hot water fast at a far bathroom and have no dedicated return line: ThermaCirc360 recirculates through the cold line instead, and the 15-year heat exchanger warranty is the longest here.

Published specifications for the Rinnai SE+ RSC199iN
FuelNatural gas
Gas input199,000 BTU/h
Maximum flow11 GPM
Efficiency0.95 UEF
InstallationIndoor only
RecirculationThermaCirc360 — works with or without a dedicated return line
Warranty15-year heat exchanger, 5-year parts, 1-year labor

What is good

  • Built-in recirculation means no separate pump, timer or control to buy and wire
  • ThermaCirc360 can use the cold supply as the return, which is the difference between a half-day job and a re-pipe
  • 15-year heat exchanger warranty
  • 0.95 UEF keeps it inside most utility rebate thresholds

What is not

  • Indoor installation only — no outdoor variant of this exact model
  • Natural gas only in this model number
  • Crossover recirculation through the cold line puts warm water in the cold tap for a few seconds

Skip it if: Skip it if you are plumbing a new build where a dedicated return line is going in anyway. You would be paying for the integrated pump twice over, and a plain condensing unit plus a separate pump is cheaper and easier to service.

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Specifications above from Rinnai RSC199iN product page. We have not tested this unit ourselves.

A two-story suburban house photographed in daylight

Pick 3 — Highest published efficiency

Rinnai SENSEI RX199iN

The efficiency pick, and the one to buy if the unit has to hang outside: 0.98 UEF, 11.1 GPM at full fire, and it runs on either natural gas or propane indoors or out.

Published specifications for the Rinnai SENSEI RX199iN
FuelNatural gas or propane
Gas input199,000 BTU/h
Maximum flow11.1 GPM
Efficiency0.98 UEF
InstallationIndoor or outdoor
Warranty15-year heat exchanger (per retailer listings)

What is good

  • 0.98 UEF is the highest published figure of any unit on this page
  • One model covers natural gas and propane, which matters if you may convert later
  • Outdoor installation removes the venting cost entirely in mild climates
  • 11.1 GPM headroom means it throttles rather than straining in a three-fixture draw

What is not

  • Outdoor installation needs freeze protection and a power supply at the wall
  • Still a nearly-200,000 BTU/h gas load
  • No integrated recirculation pump in this model

Skip it if: Skip the outdoor install if your winter design temperature goes well below freezing for days at a time. Outdoor tankless units rely on an internal freeze protection heater and mains power — a multi-day outage in a hard freeze is how they split.

Check price on Amazon

No live price feed on this site, so we show none. #ad

Specifications above from Rinnai RX199iN product page. We have not tested this unit ourselves.

Where Navien wins

  • The buffer tank. ComfortFlow puts a small reservoir and a pump inside the cabinet, which smooths the short repeated draws that make every other tankless unit wobble. This is the single best reason to choose Navien.
  • The widest modulation range here — 13,300 to 199,900 BTU/h, so a single faucet does not force the burner far above the draw.
  • 2-inch PVC venting, smaller than many condensing units want, which makes an awkward retrofit route feasible.
  • Marginally the highest maximum flow at 11.2 GPM, though all three are within 0.2 GPM of each other.

Where Rinnai wins

  • A stated 15-year heat exchanger warranty, with parts and labor periods also stated. Navien's quick-facts document refers you to its website rather than stating terms.
  • 0.98 UEF on the RX199iN, the highest gas figure in our registry.
  • Indoor or outdoor installation on the RX, which can remove the venting cost entirely in a mild climate.
  • ThermaCirc360, which recirculates with or without a return line — the same retrofit advantage as NaviCirc, on a unit with a stated warranty.
  • The longest track record in the American residential tankless market.

The feature that should decide it

Ask what your household's hot water pattern actually looks like.

Match the unit to the pattern
Usage patternPickWhy
Overlapping short draws — sinks on while a shower runsNavien NPE-240A2The buffer tank is designed for exactly this
Long pipe runs, no return line, want recirculationRinnai RSC199iNThermaCirc360 plus a stated 15-year warranty
Mild climate, want to hang it outsideRinnai RX199iNRated for outdoor installation; no venting cost
PropaneRinnai RX199iN or NavienBoth offer propane; the RSC199iN model is natural gas only
Want to size it from published rise-qualified dataNeither — the Rheem RTGHRheem publishes 5.5 GPM at a 70°F rise. Neither of these does

The thing neither of them does

Publish a rise-qualified flow figure prominently. All three units quote a maximum GPM, which is measured at a low temperature rise and overstates what you get in a northern winter. Rheem publishes 5.5 GPM at a 70°F rise alongside its 9.5 GPM maximum for the same unit, and that transparency is why the RTGH leads our tankless roundup despite a lower maximum.

Pick Navien if...

  • Your household produces overlapping short draws, which most multi-bathroom houses do.
  • You want recirculation and a buffer in one cabinet with nothing external.
  • The vent route is tight and 2-inch PVC helps.
  • You are happy to request the warranty document rather than read terms on a spec sheet.

Pick Rinnai if...

  • You want warranty terms stated before you buy.
  • You want the highest published efficiency, or propane flexibility, or an outdoor install.
  • You need recirculation with no return line and would rather have the stated warranty than the buffer tank.
  • You value the longest track record in the US residential tankless market.

What goes in with it

A water heater is a system, not a box. These are the parts that go in with it, and the ones people discover they need halfway through the job.

  • Flush kit

    The annual descale is not optional on a tankless unit, and you need a pump, hoses and a bucket.

  • Descaler solution

    What actually dissolves the scale once the kit is hooked up.

  • Recirculation pump

    Fixes the cold-water delay that makes new tankless owners call a plumber.

Questions people actually ask

›Is Navien or Rinnai better?
Navien for households with overlapping short draws, because the ComfortFlow buffer tank addresses the cold-water sandwich directly. Rinnai for a stated 15-year heat exchanger warranty, a higher published UEF of 0.98, and outdoor or propane flexibility.
›What is the difference between ComfortFlow and ThermaCirc360?
ComfortFlow is a buffer tank plus a recirculation pump inside the Navien cabinet, which both smooths short draws and provides recirculation. ThermaCirc360 is Rinnai's recirculation system, which works with or without a dedicated return line but does not include a buffer tank.
›Which has the better warranty, Navien or Rinnai?
Rinnai states its terms plainly: 15 years on the heat exchanger, 5 on parts, 1 on labor for the RSC199iN. Navien's quick-facts document refers readers to its website for complete details rather than stating them.
›Which is more efficient?
The Rinnai SENSEI RX199iN at 0.98 UEF. The Navien NPE-240A2 and the Rinnai RSC199iN are both 0.95 UEF, which is effectively a tie between them.
›Can either brand recirculate without a return line?
Both can. Navien's NaviCirc recirculates through existing supply lines with no external pumps or controls; Rinnai's ThermaCirc360 works with or without a dedicated return. Either way the cold tap at the crossover fixture runs briefly warm.
›Which is better for a large house?
They are within 0.2 GPM of each other on maximum flow, so capacity is not the differentiator. For a large house with long pipe runs and overlapping draws, Navien's buffer tank is the more useful feature; for the warranty on a 20-year appliance, Rinnai.